Our Stats
Grow with SmartPay
Insurance Providers
Payroll Vendors
Active Policyholders
Insurance Agents
Annual Payroll & Other Exposures Reported through SmartPay
Security and Compliance
We are excited to share that SmartPay has successfully achieved compliance with the SOC for Service Organizations, marking a significant milestone in our ongoing commitment to data security and regulatory compliance.
Through the comprehensive auditing process, we’ve demonstrated our adherence to the requirements outlined by the SOC for Service Organizations, reinforcing our continued dedication to safeguarding confidential information and maintaining operational excellence.
Thank you to our valued partners and stakeholders for their support and trust in our commitment to the highest standards of data protection and integrity.
What We Do
Founded in 2010 by an insurance agency in response to demand from policyholders and insurance providers, SmartPay has grown into the leading Pay-as-You-Go solution in the market today. We work with 75+ providers, 3,000+ agents, 350+ payroll providers, and 30,000+ policyholders, as well as self-insured groups and premium finance companies. SmartPay consistently offers best-in-class technology, flexible processes, hands-on support for all stakeholders, and a thorough understanding of what it means to be your partner.
Click to learn more about our SolutionMaximum Flexibility
Our PayGo solution easily fits with your existing processes and applications
Meaningful Partnership
Thorough understanding of what it means to be your partner-we are so much more than a billing solution!
Leading Edge Technology
Best in class technology, centered on our super flexible, SaaS-based, scalable, reliable, secure, web-based platform
Outstanding Customer Care
Our Development team and Customer Success Advocates are SmartPay employees who provide seamless attention to detail
PayGo 101
PayGo is a simple and efficient way to pay for Workers’ Comp coverage. Payments are based on actual payrolls instead of estimates for the policy term
Audit pain and surprises are reduced as payments are calculated solely on reported payrolls. If employees are properly classified you’ll increase the accuracy of your premium payments and could reduce credit risk.
Payments are generated as payroll is reported, spreading payments throughout the year and eliminating large, beginning of term payments
Coverage and rates are the same as traditional payment plans, however, using a PayGo solution yields better cash flow and predictability of premiums as it accounts for seasonality and payroll variances
With PayGo there are no checks to write and no payments to remember so you can spend more time focused on your business
Easy set-up, payments based on actual payrolls, and fewer audit surprises are why more businesses choose PayGo. It just makes sense!
Our Leadership Team
Partner with our diverse, hands- on, responsive Team. We are uniquely poised to help you tailor a PayGo program to your specific needs. We get it because we have done it- all of it- and you benefit from our financial knowledge, multidisciplinary insurance industry experience, finely hewn technology leadership and strong analytical skills. Our vast payroll knowledge, gleaned from 40+ years of working with payroll providers, and our incisive attention to operations details and getting it right, means we have you covered unlike any of our competitors.
Bob Conerly
Chief Executive Officer
Bob offers 30+ years of financial management experience coupled with service as…
Full BioDino Carbone
EVP Sales & Marketing
Dino has more than 35 years in the insurance industry specializing in workers…
Full BioJim Mooney
Chief Technology Officer
In Jim’s 25+ years of technical, business unit, product management and business…
Full BioDane Johnston
Controller
Senior finance executive with more than 30 years of accounting, finance and product…
Full BioProviders
Best-in-class technology, years of insurance experience and an obsession with customer success focus ensures a great partnership.
Highly Flexible PayGo Solutions
Tailor a PayGo solution to your specific needs
Competitive Edge
Gain or retain accounts and meet or exceed competitors’ offerings
Maximize Transparency
PayGo creates payroll and classification transparency throughout the policy term highlighting changes within a business. PayGo can help flag credit and other risk, while reducing audit or bad debt issues, at year end.
Outstanding Customer Care
In-house development and customer support
Policyholders
SmartPay eliminates the hassle, pain and unwanted surprise in workers’ comp, so you can focus on your business.
Easy, Convenient Payment Method
PayGo provides convenient, cash flow-friendly premium payments with each payroll – multiple reporting options available
Reduce Audit Surprises
Predictable end of policy term audits – no pain and no unpleasant surprises
Hassle-Free
Call our in-house, Customer Success Team which is ready to answer any questions you may have
Freedom To Choose
Work with any Agent or Payroll Provider you choose
PayGo Explained
Payroll Providers
Our payroll and insurance experience allows the SmartPay Team to do the heavy lifting and simplify PayGo for you and your clients.
One Easy, No Cost Integration
Single connection & process provides access to 60+ Carriers
Hassle-Free
In-house Customer Success Team with years of payroll experience to help with your questions
Maximum Business Flexibility
Freedom to work with any insurance agency you or your client chooses
Increase Sales & Improve Retention
Provides exposure to new business opportunities and broadens service offering to increase client retention
Agents
Under siege from competitors for your workers’ comp business? We have the PayGo tools and support to help you defend and grow your book.
Create New Business Opportunities & Improve Retention
SmartPay empowers you to compete with Payroll Companies acting as Agents to ensure existing client retention
Robust Carrier Access
Access to more than 60 PayGo Programs, Carriers and Premium Finance Companies
Easy, Flexible Payroll Reporting
Simple payroll reporting for your Policyholders with the largest, onboarded payroll network and easy self-reporting options
Outstanding Customer Care
In-house Customer Success Team with Insurance expertise available to you ensures a super, user-friendly experience
Contact Us
Reach out and we’ll get right back to you!
Scott’s 40+ years in the Payroll business brings unprecedented service bureau perspective to every PayGo solution. He joined SmartPay in 2014 and prior to that he served as VP and General Manager for several Ceridian offices, during his long tenure. Scott worked with a software development firm specializing in SaaS- based, Human Capital Management solutions helping to define needs for independent payroll providers. His effort helped mold an industry- leading, SaaS based application used by 150+ payroll providers paying over 3 million employees. Scott attended Portland State University where he focused on Business Management. He supports several children’s charities and Alzheimers organizations.
Bob offers 30+ years of financial management experience coupled with service as a trusted advisor to multiple Boards of Directors. He joined SmartPay in 2014 as CFO/ COO leading the formation of Mr. Bully Holdings, which acquired SmartPay Solutions. Bob has vast financial and business management experience in the pharmaceutical industry as CFO at both Melinta Therapeutics and Pharmion Corporation as well as in International financial and business performance management with Astra/AstraZeneca. During his tenure at Price Waterhouse Bob worked with tech-backed start-ups, middle market companies, and in M & A due diligence. He has his B.S. in Finance and an M.B.A. in Accounting from the University of Missouri- Columbia. Bob coached youth soccer and is an avid cyclist. In his 16+ years riding the Pan Mass Challenge he’s raised $250,000+ for the Dana Farber Cancer Institute.
In Jim’s 25+ years of technical, business unit, product management and business development experience he has led early stage, fast growth and established high tech organizations. Jim joined SmartPay in 2015 as Chief Technology Officer and Board member following senior management, technical roles at Sycamore Networks, Sirocco Systems, and Lucent Technologies/ Ascend and Cascade Communications. Prior to his civilian sector work, Jim served as a submarine officer in the US Navy’s Ballistic Missile Program. Jim is a summa cum laude graduate of the University of New Haven, with a degree in Computer Information Systems. Jim donates countless hours teaching and coaching youth hockey and supports the Brain Aneurysm Foundation, Alzheimer’s Association and the Dana Farber Cancer Institute.
Senior finance executive with more than 30 years of accounting, finance and product management experience. Prior to SmartPay Dane had several roles including CFO, Director of Finance, and Controller in several rapid growth, multi-location, companies in the Health Club, Spa, Consulting and Biotech industries. Dane is a graduate of The University of Connecticut with a degree in Accounting and Finance. Dane played varsity soccer at UConn and is a former high school junior varsity soccer coach.
Dino has more than 35 years in the insurance industry specializing in workers’ compensation. He brings a vast network of multidisciplinary connections to every client discussion. Prior to co-founding SmartPay, Dino was President of one of Connecticut’s oldest retail insurance agencies. Leveraging his extensive agency background, his expertise is as a pay- as- you- go leader, when explaining the power and potential benefits PayGo brings to all stakeholders. Dino works with carrier partners to develop and support sales and marketing efforts for their pay-as-you-go programs. He has taken an active role in his community- serving on numerous boards and participating in multiple youth sports programs. He is a graduate of the University of Notre Dame with a degree in Finance.